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Lowest Interest Rates - Check Eligibility - Instant e-Approval - Special Offers - Mudra Loan

4.0% P.A. onwards.

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Mudra loan is extended for a variety of purposes which result in income generation and employment creation.

Mudra Loan is used for Business loan for Vendors, Traders, Shopkeepers and other Service Sector activities and working capital loan through MUDRA Cards and equipment Finance for Micro Units and transport Vehicle loans – for commercial use only and loans for agri-allied non-farm income generating activities, e.g. pisciculture. bee keeping, poultry farming, etc. and tractors, tillers as well as two wheelers used for commercial purposes only.

Easy Loan Approvals for Transport Vehicle

Through Mudra Loan, You can purchase of transport vehicles for transportation of goods and passengers such as auto rickshaws, small goods transport vehicles, 3 wheelers, e-rickshaws, taxis, etc. Tractors/Tractor Trolleys/Power Tillers.

Lowest Possible Prices for Community, Social & Personal Service Activities

Salons, beauty parlours, gymnasium, boutiques, tailoring shops, dry cleaning, cycle and motorcycle repair shops, DTP and Photocopying Facilities, Medicine Shops, Courier Agents, etc.

Food Products Sector and Textile Products Sector / Activity

Activities such as papad making, achaar making, jam/jelly making, agricultural produce preservation at rural level, sweet shops, small service food stalls and day to day catering / canteen services, cold chain vehicles, cold storages, ice making units, ice cream making units, biscuit, bread and bun making, etc. and Handloom, powerloom, khadi activity, chikan work, zari and zardozi work, traditional embroidery and hand work, traditional dyeing and printing, apparel design, knitting, cotton ginning, computerized embroidery, stitching and other textile non garment products such as bags, vehicle accessories, furnishing accessories, etc.

Activities allied to agriculture and Equipment Finance Scheme for Micro Units

Activities allied to agriculture', e.g. pisciculture, bee keeping, poultry, livestock-rearing, grading, sorting, aggregation agro industries, diary, fishery, agri-clinics and agribusiness centres, food & agro-processing, etc.(excluding crop loans, land improvement such as canal, irrigation and wells) and services supporting these. and Setting up micro enterprises by purchasing necessary machinery / equipments with per beneficiary loan size of upto 10 lakh.

Customer Reviews

“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

D.K. Sharma

“We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

R.K. Gupta

"I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out of control”

A.K. Singh

Ask about our low rate Mudra Loan?

Access to finance is critical and equally critical is the cost of finance to the NCSB/ultimate beneficiary. The funds mobilized by micro units from the informal sources are at a high cost. There is scope for cost rationalization. However, the rationalization is intricately linked with the cost of funds for the last mile MFIs.

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Financial support for on lending to individuals for running their shops / trading & business activities / service enterprises and non-farm income generating activities with beneficiary loan enterprise / borrower.
MUDRA Card is a debit card issued against the MUDRA loan account, for working capital portion of the loan. The borrower can make use of MUDRA Card in multiple drawals and credits, so as to manage the working capital limit in cost-efficient manner and keep the interest burden minimum. MUDRA Card also helps in digitalization of MUDRA transactions and creating credit history for the borrower.

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